Personalized healthcare administration service tailored for your organization:
New Hire Orientation
Onboarding, digital, and simple
Terminations
Cobra Administration through Ameriflex
Payroll compliance through Gusto
ICHRA (Individual Coverage Health Reimbursement Arrangement) is an employer-funded health benefit that allows businesses to reimburse employees tax-free for individual health insurance premiums and qualified medical expenses.
Experienced team dedicated to your success.
Proven results that speak for themselves.

We know it's often hard to figure out what type of coverage your business should offer and which benefits should come with it. TY Health Insurance makes that decision easier, bringing group health insurance in NYC and a full employee benefits marketplace together in one place.
Group health insurance is the foundation of your benefits package. TY Health Insurance offers plans from competing health insurers, including PPO, EPO, PEO, and HSA High Deductible type plans, and we compare them side by side so you can see how premiums, deductibles, and networks differ before you commit. We serve businesses in New York, New Jersey, Connecticut, Pennsylvania, Florida, and nationally.

Strong employee benefits help you attract and keep good people. Instead of offering a single take-it-or-leave-it plan, we bring consumer choice to the small business market: your employees choose from a full menu of Health & Ancillary benefit plans, so each person can pick the coverage that fits their life. That flexibility is what makes our employee benefits for NYC businesses work for owners and teams alike.
When an employee leaves, continuation coverage rules still apply. Our COBRA Administration service helps your business handle notices, elections, and ongoing COBRA coverage correctly, so a departure does not turn into a compliance headache.
Beyond medical coverage, we offer plans and products from competing ancillary insurers. Options include dental, vision, LTD, STD, AD&D, DBL, Medical Bridge, and HRA / HSA Admin, letting you round out your package without managing a separate vendor for each line.
TY Health Insurance Brokerage, Health Coverage designed for employer groups, business owners, sole proprietors and the self-employed. Bringing consumer choice benefits to the Small Business and Individual Entrepreneur markets in New York, New Jersey, Connecticut, Pennsylvania, Florida, and nationally. TY Health Insurance Brokerage offers plans and products from competing health insurers.
In addition to our healthcare partners, we also offer plans and products from competing ancillary insurers.
These partners can provide products such as dental, vision, LTD, STD, AD&D, DBL, Medical Bridge, HRA / HSA Admin, COBRA Administration, and Payroll Services, making us the ultimate employee benefits marketplace.
With TY Health Insurance Brokerage, your employees choose from a full menu of Health & Ancillary benefit plans, including PEO, EPO, PPO, and HSA High Deductible type plans.
Employees fill out a universal enrollment form showing all available plan options, and the employer receives one simple bill.

Payroll is Important. It's also time-consuming and complicated. That's why we partnered with PayFocus 360 HR Software to give small businesses like yours accurate, compliant tax processing, personal support, and the ability to manage HR-related tasks.
While others offer do-it-yourself websites and rotating call centers, we take a more human approach: our Payroll Specialists are industry experts who stand behind a feature-rich, easy-to-use online platform.
Ready to compare group health insurance and employee benefits for your team? Contact us to request a quote, and we will walk you through your options in plain terms.

For Your Small Business Needs
Payroll is Important.
It's also time-consuming and complicated. That's why we partnered with PayFocus 360 HR Software – to give small businesses like yours accurate, compliant tax processing, personal support, and PLUS the ability to manage HR-related tasks.
While others offer do-it-yourself websites and rotating call centers, we take a more human approach. Our Payroll Specialists are industry experts who stand behind a feature-rich, easy-to-use online platform. Hand your payroll burden to us, and relax.
1. Learn About Your Business: We start with a conversation about your headcount, locations, budget, and what you want your benefits to accomplish.
2. Compare Plans: We compare group health plans from competing insurers, plus ancillary options, and explain the trade-offs in plain terms.
3. Enroll Your Team: Employees fill out one universal enrollment form showing all available plan options.
4. Simplify Billing: Your business receives one simple bill for the benefits your employees choose.
5. Ongoing Support: We stay with you through renewals, COBRA Administration, plan changes, and employee questions.
Call 212-796-4373 to start with a conversation about your team.
What kinds of group health plans can my business offer through TY Health Insurance?
We offer plans from competing health insurers, including PPO, EPO, PEO, and HSA High Deductible type plans. We compare them side by side so you can see how premiums, deductibles, and networks differ before you choose.
Can my employees choose their own benefits?
Yes. Employees choose from a full menu of Health & Ancillary benefit plans rather than a single fixed package. That flexibility lets each person pick the coverage that fits their life.
What benefits can we add beyond medical coverage?
Through our ancillary partners, you can add dental, vision, LTD, STD, AD&D, DBL, Medical Bridge, and HRA / HSA Admin. These sit alongside your group health plan, so you are not managing a separate vendor for each line.
Do you handle COBRA for our former employees?
Yes. COBRA Administration is one of the services we offer, helping your business manage continuation coverage when an employee leaves.
Can you help with payroll too?
Yes. Through our partnership with PayFocus 360 HR Software, we offer payroll and tax compliance support for small businesses. Our Payroll Specialists stand behind an easy-to-use online platform, so you get personal support rather than a call center.
Which states do you serve?
We serve businesses in New York, New Jersey, Connecticut, Pennsylvania, Florida, and nationally. Our main office is in New York City, with additional offices in New Jersey, Pennsylvania, Florida, and California
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